In the third week of August, after returning to ANHS, Horikita Suzune stared at the remaining days marked on the calendar.

In about a week, the agreed-upon deadline would officially end.

Tokyo's rainy season had long passed, and the cicadas' summer cries buzzed incessantly outside the window.

For many students, the past few days should have been a pleasant summer trip.

However, Horikita Suzune was in an awful mood.

[Personal Points: 4567]

The screen on her phone displayed an infuriating four-digit number.

She wouldn't be able to breathe easy unless two more zeros were added to the end of that figure.

Though she hadn't yet experienced the harshness of society, she had already gained an early understanding of how vile loans could be—she'd heard some people carried mortgages for thirty or forty years.

In truth, compared to external loan services, Kaoru Mitoma had been quite lenient.

He charged no interest and even allowed Horikita Suzune to default under Horikita Manabu's name.

Otherwise, with just this alone, Kaoru Mitoma could have blackmailed her into starring in JAV.

Buzz—

Horikita Suzune's phone vibrated faintly and a flicker of panic crossed her face—because there was only one contact in her phone.

How ridiculous.

How could she let herself be intimidated by a pervert?

Horikita Suzune took a deep breath, then picked up her phone and saw the message from Kaoru Mitoma as expected.

"Come over now. Let's talk briefly about the contract."

The contract was nearing its expiration and Kaoru Mitoma likely intended to renew it.

After all, her previous proposal hadn't been put in writing, so it was natural for him to have concerns.

Thinking this, Horikita Suzune replied with an acknowledgment.

Almost immediately, Kaoru Mitoma sent another, rather peculiar message.

"Don't wear safety shorts."

At first, Horikita Suzune froze, but then gradually realized the implication behind his words.

A faint blush spread across her delicate, pretty face.

"What are you trying to do? It's not even the second semester yet!"

"Keep your indecent thoughts to yourself!"

"Not just that—my feet are off-limits too!"

No matter how many messages she sent, Kaoru Mitoma left them all on read.

Horikita Suzune instantly understood her fate, gritting her teeth in frustration while feeling a twinge of despair toward herself.

Was there truly no escaping Kaoru Mitoma's grasp from now on?

No, there had to be another way.

Horikita Suzune clenched her jaw.

Others might have given up by now, but for her, as long as even the slightest possibility remained, she would seize it.

Currently, there were two legitimate ways to obtain Personal Points: first, Class Points were converted into Personal Points every month and second, certain special exams offered Personal Points as rewards.

The first method was too difficult—with Kaoru Mitoma blocking her path, it might take her a year or more to gather a million Personal Points.

Thus, Horikita Suzune could only consider special exams.

Beyond those, there were, of course, more... unconventional methods, such as extorting other students.

However, Horikita Suzune couldn't think of any feasible approach at the moment.

She even regretted not joining any clubs earlier.

With her mind swirling in chaotic thoughts, the girl left her room and took the elevator down to Kaoru Mitoma's floor.

Ding—

Seeing this man again after several days, Horikita Suzune realized, to her surprise, that she felt slightly nervous.

Before her stood a man with a somewhat tall, well-built frame.

His sharply defined features carried a maturity beyond his years, yet traces of youthful innocence lingered.

His deep eyes settled on her, and the corners of his lips curled into a faint smile, exuding an unsettlingly captivating aura.

If she didn't know he was a perverted foot fetishist, Horikita Suzune might have been fooled by his appearance.

"It's been a while. Have you gathered enough Personal Points yet?"

Horikita Suzune glared at him—he was clearly provoking her!

"If you just want to mock me, go ahead. We can talk once you've calmed down."

Like a hedgehog bristling with spines, the girl fired back without hesitation.

"Relax. Come in and have some tea first." Kaoru paid no mind, turning back into his room.

Horikita Suzune followed behind him.

Seizing the moment when he wasn't looking, she quickly slipped off her shoes in the entryway, leaving only a pair of thin black thigh-high socks clinging to her slender calves.

Her delicat feet stepped lightly onto the clean, polished floor.

Since it was his own invitation, Kaoru Mitoma had prepared barley tea for his guest in advance.

As he turned around, he saw Horikita Suzune sitting primly at the table, her straight posture causing her chest to rise prominently, accentuating its full shape.

She wasn't wearing her school uniform today, instead dressed in a pale, slightly loose-fitting dress that didn't overly emphasize her figure, lending her an air of intellectual coolness.

Though she wore stockings, a faint rosy hue still peeked through at her ankles, soft and delicate.

Horikita Suzune sat perfectly still, doing nothing at all, yet her beauty and mere presence were enough to stir a man's heart.

Kaoru was no exception, though his thoughts drifted to the secret weapon Kushida had given him.

"I could have cleared my debts—whether on the deserted island or during the VIP exam—but in the end, I gained nothing," Horikita said, watching as he poured tea, the steam dissipating into the air.

"I don't mean to sound harsh, but it seems like you didn't really do anything, did you?" Kaoru sat across from her, close enough to keep her guard lowered.

"Of course I did!" Horikita immediately retorted. "I scouted your movements on the island, and I even—"

She cut herself off mid-sentence.

It was clear she had realized her efforts were negligible—all part of Kaoru's trap.

Not just on the deserted island, but she hadn't even known the answers to the VIP Exam.

"Do you know why you lost?" Kaoru took a sip of tea. "Because you knew nothing. You had no sources of information, no reliable allies, and no authority to unite your class."

Though she knew he was right, Horikita couldn't help but argue.

"Class D isn't the same as your Class A! You're surrounded by obedient, outstanding students, while Class D is full of good-for-nothings who only complain about the school and others, never reflecting on themselves!"

"And aren't you complaining about your environment right now?" Kaoru gave her a puzzled look.

No matter how she spun it, she wasn't any different from the rest of Class D.

Horikita fell silent, unable to refute him.

"That's why you're in Class D. That's why the student council president asked me to expel his beloved little sister from this school." Kaoru glanced at her. "In other words, you either leave ANHS quietly, or you pay off your debt."

Horikita clenched her fists under the table.

After a moment of silence, she spoke through gritted teeth.

"I'll repay my debt to you, no matter how long it takes!"

Seeing her expression, Kaoru smiled faintly before murmuring.

"Honestly, I've always wondered if I've been too lenient with you. In the real world, debts always come with high interest."

Horikita Suzune was well aware of this, so she answered without hesitation.

"We can proceed with the previously agreed proposal. I'll repay the minimum debt amount each month, and you can make one request of me per week."

Kaoru chuckled, "Aren't you afraid I might take complete advantage of you?"

Horikita had considered this point.

Though Kaoru could be quite perverse at times, compared to the boys in her class, he strangely carried an air of sincerity—never scheming behind her back and always knowing when to stop.

Besides, he was her brother's friend.

Horikita Suzune believed Kaoru would exercise some restraint.

At worst, she might have to show him certain things or... perform certain acts.

However, her complete lack of knowledge about intimate matters made her far too optimistic.

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