After careful consideration, Cai Zhiyuan said, "There might be a small problem with the visa time withdrawal plan.

"According to the current algorithm, the earlier you withdraw, the higher the return. Conversely, the later you withdraw, the lower the return.

"If we don't consider the fund's daily consumption, this plan is generally fine.

"For example, if the fund total is 100,000 and two players each donated 10,000, then at this time, they each contributed 1/10 to the fund.

"Player A withdraws first and can withdraw 9,000 minutes of visa time.

"When Player B withdraws later, the fund total has already become 91,000. At this point, Player A's contribution to the fund has been reset to zero, so Player B's proportion in the fund actually becomes 1/9, and they can still withdraw 9,000 minutes of visa time, even slightly more.

"But if during this period, we collectively spend a portion by purchasing immunity tickets or other supplies, causing the fund total to change, it could result in players who withdraw later getting less.

"For example, when Player B withdraws, we've already spent the fund down to 50,000 remaining. Even considering Player A's contribution has been reset to zero and Player B's proportion has become 1/9, they can only withdraw 5,000 visa time.

"Players who withdraw later essentially bear the bulk of this fund's expenses. The later they withdraw, the more they lose."

Fu Chen thought for a moment, "But conversely, if other players subsequently deposit money, causing the fund total to grow, then withdrawing at that time wouldn't result in losing so much, right?"

Cai Zhiyuan shook his head, "No, suppose the fund total has 50,000 remaining, and another player C who hadn't deposited before suddenly deposits 50,000. Then how to calculate the specific proportions becomes a problem.

"If Player A still calculates according to 1/9, it definitely won't work, because Player C actually donated 50,000 in this 100,000 and should account for 1/2. Player A's 1/9 actually belongs to the other 50,000, meaning at this point it should be diluted to 1/18.

"The biggest problem with this plan is that it's actually the players who withdraw from the fund later who bear the main cost of daily expenses."

Wang Yongxin explained, "I don't think this is too big a problem.

"If you think withdrawing later means losing out, then simply don't deposit in the first place.

"Once you deposit, you should be mentally prepared for this money to become a public expense.

"Strictly speaking, it's not 'players who withdraw from the fund later' who bear the expenses, but 'players who have money in the fund when the fund is spent' who jointly bear the expenses.

"If the fund is spent down by half for public use, then the money these people deposited will also shrink proportionally by half."

Fu Chen thought for a moment, "But in that case, it's always the people who deposit money who lose out. Over time, they might stop depositing, and wouldn't this fund become defunct?"

Wang Yongxin shook his head, "This plan is actually the same principle as the original 'luxury fund', just with an added rule of 'can withdraw money when visa time is less than 50,000'.

"Overall, it's still voluntary in nature.

"Doesn't the 'luxury fund' also mean whoever donates more loses more? But this can't be helped. Since everyone's visa time varies in amount, and abilities vary in strength, we definitely can't have everyone contribute equally.

"The new plan is the same.

"If you're afraid of losing out, either don't donate at all, or immediately withdraw everything you donated once you meet the conditions.

"But whether depositing or withdrawing, or bearing the bulk of expenses, these will all be recorded.

"We can check these records at any time.

"Players who contribute more should naturally receive more attention."

Fu Chen thought again and asked, "Then won't this have a tendency toward 'forced donations'?

"Although it's said to be completely voluntary, since the amount donated will affect others' opinions and one's own position in the community, many people will be forced to donate, right?"

Wang Yongxin helplessly spread his hands, "Then what else? We can't have our cake and eat it too, right?

"How can you worry both that people won't deposit money and worry about forced donations?

"You have to prioritize one of these two, right? Don't let your left and right brain fight each other.

"Now we already know that according to community rules, the more funds there are, the higher the community's level of development, and only then can some high-priced goods like immunity tickets possibly be unlocked.

"So where do these funds come from? They definitely rely on everyone donating.

"And the more donated, the better.

"If players who donate more don't get any additional benefits, they definitely won't be willing.

"Benefits are nothing more than two types: first is visa time, second is voice.

"Visa time is impossible, because the people donating are those who don't lack visa time in the first place. We also don't have extra visa time to give them. We can't rob the poor to help the rich, right?

"So when all is said and done, we can only tilt toward giving them more voice.

"As a weak person, if you're unwilling to donate visa time and also unwilling to make concessions on voice, then what's the point of your existence in this community?"

Li Renshu considered for a moment and asked, "Then if this plan really passes, Brother Wang, would you be willing to always donate all visa time exceeding 50,000?"

Wang Yongxin nodded, "Of course. If I wasn't mentally prepared for this, how could I propose this plan?

"Could it be that I'd propose a plan but not contribute a cent myself and expect everyone else to donate?

"This plan, in the end, is nothing more than a further optimization of the 'social security fund' and 'luxury fund', giving two types of players different choices.

"Those willing to donate shouldn't fear their visa time being spent. We give more voice and priority as compensation. At the same time, they can also freely adjust how much visa time to carry on their person when entering games through this fund.

"Those unwilling to donate can actually get back more visa time, because originally the default 5% tax deduction couldn't be withdrawn, but now as long as a player's visa time is less than 50,000, they can also withdraw the taxed portion.

"Donating or not donating is completely free. We will absolutely not force anyone.

"But if someone thinks this is 'forced donation', there's nothing we can do, because if we don't push at all, who would be foolish enough to take their hard-earned visa time to contribute to the community?"

After careful consideration, Li Renshu said, "If this plan is really implemented, then after some time, we might start subconsciously ranking players into different tiers.

"Because this plan will be more detailed than the original 'luxury fund' plan.

"Originally there were only two situations: 'donate more' and 'donate less', and everyone also tacitly accepted that weaker players could donate less or not donate, without criticism.

"But this plan adds rules for withdrawing money to both funds, actually allowing us to classify players into four types.

"Respectively 'donate much withdraw little', 'donate much withdraw much', 'donate little withdraw little', and 'donate little withdraw much'.

"Although the concepts of much and little here are relative, this way, even between two weak people, very obvious distinctions will be made based on differences in willingness and behavior.

"Both the ability and willingness to contribute to the community are quantified more specifically."