Silicon Valley
Chapter 582
Ma Yun''s look was so shocked because the document not only mentioned the development of Tmall, but also put forward the establishment of the balance treasure based on Alipay.
"Mr. Ma, if the bank does not change, we will change the bank! The establishment of yu''ebao allows Taobao users to deposit all their money in yu''ebao and get much higher interest than banks. In this way, Taobao is bound to increase a lot of users. At the same time, we can take the money from yu''ebao to make loans or invest in funds to earn a price difference! "
Henry let Alipay make the balance treasure, but did not let PayPal do it, mainly because the national conditions of the two countries are different.
The interest rate of Chinese banks is extremely low, but the interest rate of loans is extremely high. Among the world bank rankings, Chinese banks will overwhelm other banks in terms of net income. The reason why Ma Yun said "if the bank does not change, we will change the bank" in his previous life is that the Bank of China is insatiable, insatiable and extremely poor in service, which makes people very unhappy! Therefore, yu''e Bao should be born with luck!!!
The PayPal version of "yu''ebao" doesn''t work in Europe and the United States, mainly because the interest rates of deposits and loans are very low, and the investment channels of ordinary people in Europe and the United States are far more abundant than those of Chinese people. In addition, after the financial crisis in 2008, the Federal Reserve began two rounds of quantitative easing policy in a row, with a cumulative investment of $2.3 trillion in the market. The effect of putting in so much money is that there is more money in the market, and the short-term market interest rate in the United States once fell below 0.25%! The profit of PayPal''s "yu''ebao" drops instantly, but it has to be posted back to users. Therefore, PayPal''s "yu''ebao" can''t play any more. Henry has never thought of using PayPal to play "yu''ebao". He not only delays his efforts, but also shows Chinese Internet companies the way to make a fortune. To get rich is to get rich by himself, so Henry didn''t launch yu''ebao.
Now the acquisition of Taobao, with Ma Yun sitting, yu''ebao can be established.
Yu''ebao is a sensitive and dangerous existence that challenges the Bank of China. It needs people with strong ability and belief to develop it. Ma Yun is certainly the best choice. What''s more, there has been a successful precedent in his previous life, and Henry will be relieved.
After reading the document, Ma Yun was deeply shocked. He said that Henry Williams is worthy of being the genius of genius and the overlord of the Internet. He can think of such a good design!
Ma Yun''s many littles make a mickle. Henry said at this time: "balance treasure is only the first step. The next step is to build a huge Internet Financial Empire around Alipay. I call it an ant gold suit. Ants are small, but they are all in the sand. Once the scale is growing, we can even say to the bank," Peter can take the place of! "!
As we all know, if China''s bank loans are so high, then our loan interest can be lower than it. We have big data analysis, directly through the Internet to credit users loans, the day of application, the day of audit, the day to the money, than the bank''s efficiency is countless times higher! In addition, the purchase of funds, gold, stocks, treasury bonds, futures and other financial derivatives can all be carried out on ant financial services. We provide the world''s largest financial trading platform. We do not produce financial derivatives. We are the porters of financial derivatives! "
Henry''s words, Ma Yun blood boiling, immediately admire Henry''s five body.
"Your Majesty, you are a genius among the geniuses. It is admirable that your ideas are so grand and far sighted!" Ma Yun said very sincerely.
All of a sudden, Ma Yun seems to feel that Henry''s body exudes the spirit of king, which makes people sincerely believe that it is a kind of honor to be able to work under him - to follow the great leader and make some great achievements!!!
If he was born in ancient China, Ma Yun might immediately kneel on the ground and say, "Lord, I''m willing to do the work of dogs and horses!"
However, Ma Yun also vowed his loyalty to Henry.
"Your Majesty, please rest assured that Ma Yun will live up to your expectations!"
"I have no doubt about Ma Yun''s ability!" Henry praised Ma Yun and then went on to say, "in order to develop Alipay, I propose that PayPal be a shareholder in Alipay, while PayPal will quit the China market. In the future, Amazon, eBay and Alibaba will only support Alipay as the third party payment software. "
Ma Yun a listen to this, immediately surprised!
"However, if Alipay wants to separate itself from Taobao and set up a company alone, the first thing to do is to treat other e-commerce companies equally. Only in this way can Alipay develop rapidly and build a huge internet financial empire!"!
"Your Majesty, what you said is very reasonable. I totally agree with your decision!"
"OK, that''s it!"!!! Here comes the wine. Let''s have a drink to warm ourselves up! "
……
Ma Yun did not know how he came out of the prince''s palace. At this moment, the cold wind Xiao Xiao, but he was full of blood and heart full of fighting spirit, as if there was a new world open to him!!!
Ma Yun returned to Taobao, at this time, many company management asked: "Mr. Ma, have you seen your majesty Henry Williams?"
"Mr. Ma, how is your majesty Williams?"
“……”
Ma Yun took a deep breath, his face became solemn, and said in a deep voice: "Your Majesty is the most talented and greatest person I have ever seen, and also the person I admire most in Ma Yun''s life!"
With that, Ma Yun looked around the crowd and said in a high voice: "work hard, we are creating a great era!!!"
Everyone is silly. Before, it was Ma Yun who brainwashed everyone, but when he came back from Beijing, he seemed to be brainwashed!
Ma Yun didn''t care about everyone''s expression and said in a loud voice: "inform all the senior management above the manager to have a meeting immediately!"
"Yes!" The crowd nodded!
Half an hour later, the conference hall was full of people. Ma Yun announced on the first seat: "the trip to Beijing has opened my eyes and benefited me a lot! His majesty Williams is admirable for his intelligence and boldness! He told me to let PayPal share Alipay, and PayPal would like to withdraw from the China market. Amazon, eBay and Alibaba will support Alipay as the third party payment, and the only payment software!!!
The whole audience is in an uproar!
"How could PayPal willingly withdraw from the Chinese market?"
"Nicholas''s three sub platform of international e-commerce is actually using Alipay as the only way of payment. It''s simply a pie in the sky. Alipay can grow and become the largest payment software in China at once."
"Er... Is Henry Williams stupid?"
“……”