CHAPTER 1823: CHAPTER 1884: LOAN SOLUTIONS

When Li Yifei put forth his plan, the women’s eyes lit up, and someone followed up by saying: "This approach seems good, but..."

Xu Yingying did not rush to give her opinion, instead she thought for a while before saying: "But there needs to be a limit, the loans can’t be unlimited, even though we don’t expect them to repay."

Ye Yunzhu also said: "Exactly, there has to be repayment for loans; otherwise, a good thing turns bad, and it might demotivate the borrowers."

"Yes, loans must be repaid. So, I’ve also been thinking, if someone borrows a million to start a small restaurant, considering Mile City’s prices, as long as they know how to do business, it’s easy not to lose money. But saying just how much profit they might make is uncertain. To motivate them, I think setting a repayment deadline might be good. For example, ten years, or five years, etc."

As soon as Li Yifei finished speaking, Chu Xiaoyao shook her head and stood up, saying: "No, hubby, a five or ten-year term isn’t so good. I think it could be repaid in batches. Like you said earlier, if someone borrowed a million, they could repay it over ten years. We need to establish a contract, suggesting repaying a hundred thousand every year. If they don’t repay, it’s okay, but afterwards don’t think of borrowing from us again or getting our support, and this rule must be strictly enforced!"

It’s rare for Chu Xiaoyao to come up with such a constructive suggestion, surprising everyone, including Li Yifei, who directly hugged her, gave her a kiss as a reward, and said: "That’s good, Xiaoyao makes a valid point. Setting repayment terms and deadlines is necessary."

"We can lend money interest-free, but it must be repaid yearly." Xu Yingying thought for a bit and added: "But we also need to consider if someone fails their investment or loses money in business... after all, it’s quite a possible occurrence."

"Hmm, yes, if that happens, we can investigate, and if it’s true, we might consider reduction or exemption, but we’re concerned people might take advantage!"

"Haha, if someone exploits the situation, then we’ll keep a bit distant from such relatives. After all, it’s a matter of trust and sincerity within the family." Li Yifei smiled lightly and said: "Let’s settle it this way—we’ll provide the money for some of our ambitious relatives to develop and take different paths. There’s no need for everyone to stick to the Li family’s wagon; otherwise, some might not withstand the bumpiness and fall off."

"Hubby, your idea is great!" The women had good impressions of this idea but quickly raised a point: "What amount is appropriate for loans? Some might have bigger ideas and need more money, while others might only require several hundred thousand or a million or so."

Li Yifei thought for a moment and said: "I think it shouldn’t be too much, but we shouldn’t be stingy either. Well, how about this."

The women waited for him to continue, and Li Yifei held up five fingers and said: "Set the upper limit at five million, with no lower limit. This way five million is neither too little nor too much; it’s enough to accomplish many things—even buying dozens of properties is doable."

Xu Yingying frowned and said: "Five million is indeed not a small amount. Our goal is to help them, not harm them. I’m just worried some might ask for five million right away, enjoy life for a few years until the money runs out, and then we can’t do anything."

"Then let’s reduce it a bit. This matter is hard to regulate..." Li Yifei pondered briefly, then decided: "You should go back and deliberate on each family’s situations—who’s deserving of loans, who requires considerations, and how much they should borrow—take it up yourself. For my family’s side, I’ll handle it. In short, while we mean well, ensure it doesn’t harm others."

"Wait, I have one more question. How do we disburse the money? I mean, does everyone just need to present a plan, and we lend to them, or...?"

"By families; five million is not much. In Mile City, it can buy around ten small houses; using the family as a unit, the elders can keep some control." Li Yifei replied.

The women nodded and said: "Great, we’ll refine the specifics."

Thus, this matter was temporarily put aside, and Li Yifei breathed a sigh of relief. While it’s a small family now, as future generations grow, more relatives will emerge, and if the Li family can steadily develop by then, it’ll be truly a large family, facing more challenges.

At that moment, it was preparing for the future.

The women dispersed, leaving Chu Xiaoyao cuddled up in Li Yifei’s arms, stubbornly refusing to go. With her parents gone and having fallen out with some family members, she was most relaxed, essentially unburdened, without needing to think about family matters. Had she not fallen out, Chu Xiaoyao would surely consider them, but now things were different.

As such, Xiaoyao was the most relaxed, nestling in Li Yifei’s arms, her finger drawing circles on his chest, one circle, two circles, three circles...

The cool fingertips brushing across Li Yifei’s chest raised goosebumps; another stroke and a certain something useless to men would be provoked. Chu Xiaoyao licked her lips, then extended her moist, pink tongue, slowly leaned down, and enveloped a stimulated point. Li Yifei shuddered, nearly dropping the phone onto Chu Xiaoyao.

Li Yifei was texting when that happened, and with the teasing, he immediately put on a serious face, warning: "Little girl, I’m warning you, you’re playing with fire now. Be careful not to burn yourself!"

Such warnings were of no concern to Chu Xiaoyao, who giggled and replied: "I just want to heat you up, set you aflame." Finishing her words, Chu Xiaoyao lowered her head to continue diligently working, and within a few minutes, Li Yifei couldn’t continue anymore because his pants, unbeknownst to him, had been pulled down by Xiaoyao’s dexterous hands. Unable to endure further, Li Yifei tossed aside the phone, scooped up Chu Xiaoyao, threw the little girl onto the sofa, and pounced on her, growling low: "You’ve got your wish! I’ll set you ablaze now!"

"Hehe, come on, I’ve long been ready for this." Chu Xiaoyao lifted her legs, hooked them around Li Yifei’s waist, clasping him firmly.

Li Yifei then extended a hand downward, found a piece of cloth, tugged it to the side, thrust his hips, and began his swift conquest.

It turned out that today, Chu Xiaoyao was wearing ****** without underwear, causing her round eyes to lock onto Li Yifei’s assault, mouth agape, breathing rapidly, akin to a fish out of water.

Within less than five minutes, Chu Xiaoyao began pleading for mercy because following abstinence, Li Yifei seemed stronger than ever, and a mere little girl couldn’t withstand him alone.