Debt redemption through personal service is not an unusual affair globally.

Lin Hai especially remembered in the chaotic Mexico, such incidents were pretty common.

Even some women who couldn't pay their debts, after muddling through their lives, passed the burden to their daughters to continue repaying.

Compared to that, Huaxia operates with much better social order, even the debt collection industry seems very "pure".

"What exactly does the Chen Family do?" Lin Hai furrowed his brows.

The CEO mentioned that the Chen Family's power is comparable to the Su Family, but the Su Family has gone legitimate, otherwise the authorities wouldn't tolerate them; the business Chen Family engages in seems very dark and impure.

"The Chen Family mainly engages in bathing, singing, sauna, and other entertainment industries, besides, they are also involved in the clothing and pharmaceutical sectors, and have dabbled in real estate and stocks in recent years."

"The eldest and the second of the Chen Family are somewhat better, but the third, previously lacking any proper education, is now heavily involved in flesh trade and underground gambling."

Ouyang Xiaoya said flesh trade with furrowed brows, greatly disliking this line of work for fallen women.

In her view, women should empower and respect themselves.

"It seems this Third Son of the Chen Family likes to take the crooked path."

Lin Hai knew all too well how violent the flesh trade and underground gambling dens could be, making money without any real investment.

"I heard, he is the owner of the largest underground casino in Huadu, with casinos in all districts." Xiaocang weakly interjected.

Calculating roughly, given Huadu has twelve districts, a casino pulling in millions every month, this guy's gross profit per year... runs into the hundreds of millions.

Additionally with the flesh trade, these technical jobs increased in the past years, also charging higher fees.

Meaning, the Third Son of the Chen Family makes at least one hundred and fifty million a year, if not more.

This is much quicker money than the legitimate industries.

"This guy really knows how to rake in money, with personal income of hundreds of millions a year, working for twenty years, then migrating abroad, even his descendants would live in luxury."

Ouyang Xiaoya was also shocked after hearing this, although the Youming Ya Group brought in several tens of billions a year, that wasn't personal wealth; her share might barely be twenty or thirty million a year.

Personal income is different from collective income.

No wonder industries involved in black areas are so lucrative, understandably called high-profit industries.

"Uh, Xiaocang sister, how much do you still owe?" Lin Hai asked.

Hearing the word "money," Xiaocang seemed overwhelmed, her tears unstoppably falling as she whimpered, "Ugh, still exactly missing five hundred thousand."

"Holy crap, how much did your father borrow?"

For a regular family, five hundred thousand is really not a small amount.

"When Dad passed away, he owed a total of one million three hundred seventy thousand; including interest, we sisters have paid back over two million over the years, selling off everything in the house."

Ouyang Xiaoya and Lin Hai were spontaneously moved.

One could imagine how the two sisters, after the successive death of their parents, struggled to repay debts with their own hands while bearing the psychological pressure of being intimidated and threatened by debt collectors.

Seeing the malnourished and fragile figure of Xiaocang, it was hard to imagine how the two sisters have endured.

"If we don't pay this month, with accumulating interest, next month it will be six hundred thousand."

"Damn! This is literally fleecing people not spitting out their bones."

Rolling up a hundred thousand in one month from snowballing interest?

Lin Hai calculated, even selling both his kidneys for two hundred fifty thousand each, they'd still fall short by a hundred thousand, sh*t...

"Xiaocang sister, how have you and your sister managed to repay debts all these years?"

"My sister and I know a bit of Medical Skill, normally juggling three jobs at a clinic."

"Apart from these, my sister also helps sell some traditional Chinese medicine beauty products and takes on part-time work as a laundry worker in the evenings."

"My sister eats very little every day."

"Last month, she finally managed to save up thirty thousand yuan to pay off debts, but then, then..."

After saying this, Xiaocang choked up and couldn't continue, with tears streaming down to the ground.

Lin Hai took a deep breath, the life of these two sisters was so miserable.

Thinking back, he even flirted with them, which he really shouldn't have, and a sense of guilt surged in him.

"I'm sorry, Xiaocang, I used to joke around with you. I'll treat your sister's illness; I have medical skills."

"Thank you, Brother Lin. My sister fell ill mainly because her boyfriend secretly took away those thirty thousand yuan and then broke up with her."

"Damn!"

Both Lin Hai and Ouyang Xiaoya couldn't hold back.

Is this kind of man even human?

Such a good girl, knowing how to earn money, and working so hard, yet he didn't even know how to cherish her.

"CEO, you earn tens of millions a year, could you possibly help? I'm personally asking you," Lin Hai said.

Ouyang Xiaoya wasn't put off by such words; instead, she appreciated Lin Hai's approach.

A man, if indifferent, numb, and without compassion, no matter how witty or humorous, doesn't deserve to enter her emotional world.

Joking humorously and being vulgar, in her eyes, are two different things, the key lies in the heart.

"No, I can't borrow money anymore, Brother Lin, thank you for your kindness," Xiaocang shook her head.

"Why? We wouldn't be like those scumbags when we lend money," Lin Hai explained.

Xiaocang stubbornly shook her head: "Sister said we can't borrow anymore, what if we can't repay? We can't afflict others because of our own pain."

Ouyang Xiaoya was moved by this, perhaps some might think Xiaocang's words foolish, able to solve an urgent need, why not solve it?

But, it's because of Xiaocang's noble character, afraid of not being able to repay and burdening others.

"I have an idea, no need to borrow money, and we can still help Xiaocang pay off her debts," Lin Hai suddenly suggested.

"Beast Lin, stop beating around the bush, just tell us."

"Okay."

Lin Hai nodded, "Actually, Xiaocang can totally start a business, she could pay off the debts in a few months."

"Do business? What kind of business can make money so quickly?"

"Yes, Brother Lin, I don't have the capital to start a business."

Lin Hai smiled: "You actually have a certain asset, you should be fine doing this business."

"You're not thinking of taking a crooked path, are you? I warn you, Beast Lin, don't give bad ideas."

Ouyang Xiaoya's suspicious gaze flickered, that phrase "having a certain asset" involuntarily made her think of erotic massage.

Lin Hai rolled his eyes, and earnestly and sincerely said, "CEO, have you forgotten that Xiaocang knows some medical knowledge?"

"That's the asset you mentioned?"

"Yes, CEO, you forgot one thing, our Linya Pharmaceutical factory is about to start operation, and Huadu here definitely needs to establish an agency, we could initially let Xiaocang start the agency for free, and if worst comes to worst, both you and I can invest personally."

"To add one point, I am absolutely confident in my own beauty and breast enhancement formulas."

"Additionally, I personally will produce a batch of even better beauty medicines, weight loss medicines, and breast enhancement medicines, these will be priced higher than ordinary ones, we're talking luxury goods in the beauty medicine field, membership-based, the effect will definitely be good."

At these words, Ouyang Xiaoya's eyes lit up.