Chapter 446: Reading Documents (2) - Zombie Apocalypse: Creation - NovelsTime

Zombie Apocalypse: Creation

Chapter 446: Reading Documents (2)

Author: IPI
updatedAt: 2026-02-07

However, it was not a long-term solution as half of the central bank''s money was from the general population.

If there were mass withdrawals, it could potentially lead to a bank run unless he prints a ton of food stamps to match.

At the same time, limiting withdrawals would only hurt people''s incentive to keep their money in the bank.

There was also no backup, as the central bank was the only bank that he had allowed to be created.

From his business venture as Songming, he knew that the hardest thing was to develop trust from the general population.

"Have you come up with a solution yet?"

Yuqi smirked as she could tell that Xiaoyun''s mind was stuck on solving this crisis.

She had clearly read the document before handing it over to Xiaoyun, and her face clearly indicated that she had already devised a plan.

But for some reason, Xiaoyun''s mind didn''t want to admit defeat as a sense of competition engulfed his heart.

"I got this. I''m a professional in this field."

"Okay then... Just tell me when you got the solution to it."

As Xiaoyun turned his attention back to the document, his mind was still fixated on coming up with an idea.

The simplest solution was to raise more money and establish rules to prevent withdrawals.

Using law was instantly ruled out, as he already mentioned earlier, with credibility.

It left the other solution of handing the money to him by their own will, not wanting to withdraw it.

"Bonds... More Bonds." Xiaoyun thought to himself that it was the easiest way to raise money.

At the same time, he already still has a bunch of war bonds that he hasn''t even paid back yet.

Raising bonds again so soon just didn''t seem to be a good idea, at least not until he paid it back first.

"Fuck, I give up. Yuqi, what plan do you have for this?" Xiaoyun asked as he looked over at her with a pleading face.

"Now you''re giving up... Hmm, I don''t feel like helping anymore. But if someone fulfills my wish——"

"I can fulfill it. Just help me solve this damn annoying problem. I don''t have the patience to deal with this anymore."

"Okay, you promised."

After Xiaoyun nodded, Yuqi took out a piece of paper from her desk drawer.

"We''ll just release the new version of the money early and allow for an exchange rate of 1 food stamp for 5 new dollars.

And then we print 2 times the amount, giving us more than half of the total money supply for free."

"Huh?"

XIaoyun froze as he read the paper that Yuqi had handed over, with thousands of questions popping into his head.

But one key idea took over all his rational thoughts.

"Isn''t this going to cause mass inflation through the roof? We don''t have goods to back up the money supply." Xiaoyun argued.

"It''s fine. Trust me, we already have too little money in the market to be spent.

"Why are you frowning?" Yuqi curiously asked.

"Nothing..."

Xiaoyun remained silent, knowing this issue was a systemic problem that no government in the world had solved.

He couldn''t even say he had protected all of his workers in the past with fairness in mind.

The existence of competition was a driving factor for growth but also an instability threat he couldn''t resolve.

Shifting his economic policy away from a fully planned economy meant he had no way of reversing it.

He wouldn''t do it even if he could, as the efficiency of the competition had raised people''s standard of living much greater than before.

Still, an alarm was raised as it was clear something had to be done to reduce the frequncy of labor laws being violated.

"Yuqi, what do you think if we strictly enforced labor laws and fined businesses progressively per violation?"

Hearing Xiaoyun''s question, Yuqi froze for a second before looking at him as if she were looking at some sort of rare panda.

"Are you out of your mind? Too many things will be affected if we enforce it too hard.

We have already tried our best to facilitate a compromise. If we enforce it, entrepreneurs will be extremely hard to find."

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Xiaoyun understood what Yuqi was trying to imply, and he also agreed with the economic growth it brought.

At the same time, this created wealth inequality for a settlement that only controlled three cities.

He could already imagine that as more cities came under their control, the problem would only get worse.

Sooner or later, he would face an upper class that wields massive influence and would start making demands.

Not wasting any more time, Xiaoyun took out his phone before dialing Yueyue''s number.

"Look who decided to call me... What do you want?"

"Can you come over to the Yuqi''s office for a second? We want to talk to you about something."

Hearing the urgency in Xiaoyun''s voice, Yueyue said yes before hanging up the phone.

"Whose ''we?'' Why did you call Yueyue?" Yuqi asked in confusion as she started to have a bad feeling.

"I''m going to enforce labor laws——"

"You what? You can''t be serious. Our private sector just started to grow in values."

"Yuqi, you don''t understand. We are the government, not a profit-driven company.

There is no point in economic growth if people don''t support us. Qiqi, people are the key."

"But... how about we set the regulation after we have settled down? A drastic reform during wartime doesn''t sound safe."

Xiaoyun shook his head as he rejected Yuqi''s suggestion to wait it out.

"Because we''re at war, it''s the best time to have people get in line. There is no better time than now.

People are much more willing to accept changing now than at peace time where everything is settled down."

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